Earn Bitcoin

Earn interest on Bitcoin with the Hodlnaut Interest Account, offering up to 7.46% APY on BTC.

Grow Bitcoin without trading

Hodlnaut’s Bitcoin Interest Account enables you to grow your crypto without the risks of trading, offering some of the best interest rates for cryptocurrencies backed by industry-leading insurance products. 

Withdraw your crypto as BTC or opt to earn interest in other supported currencies: ETH, DAI, USDT, USDC, and WBTC.

*Please note that the interest rates are subject to change according to market conditions and the terms of the fixed loan. Please contact us to get the latest rates.
Hodlnaut’s Bitcoin Interest Account

Calculate BTC Interest

Find out how much interest you can earn on your Bitcoin with the Hodlnaut Interest Account

Calculate your interest

Asset type
Your Balance





Time Period

1 month(s)

Compound interest, earn more Bitcoin everyday

Earn the highest interest possible on your BTC with interest calculated daily and credited weekly in your interest account.

Highest security
Insured custody
Low Withdrawal Fees
Asia and global accounts
In Held Assets
Supported Assets

How a BTC Interest account works


Deposit your BTC into your account

Deposit anytime, with no minimum deposit or lock-in periods.


Bitcoin grows with compound interest

Interest is driven by market changes at industry-leading rates.


Interest is driven by market changes at industry-leading rates.

Receive payouts weekly to your wallets, withdraw funds anytime.

Get Started

Earn up to 12.73% APY!

Start earning interests on any amount of crypto in the 6 assets we support and get paid every Monday just by HODLing!

BTC Interest Account
DAI Interest Account
ETH Interest Account
USDC Interest Account
Tether Interest Account
WBTC Interest Account
Our Rates

Low Fees

Withdraw your bitcoin anytime at a low withdrawal fee of 0.0004 BTC. The withdrawal fee is updated regularly based on market conditions.

No Lock-ins

Deposit BTC for free without any lock-in periods. Start earning interest on your BTC immediately after depositing it in your Hodlnaut Interest Account.

Compounded Interest

The interest earned on your BTC considers the compounding effect and is calculated daily at 5 PM (GMT +8). It is paid in the crypto of your choice weekly.

Weekly Payouts

Interest earned on your BTC holdings is calculated daily and deposited weekly to your wallets every Monday at 5 PM (GMT +8).

Bitcoin Interest Account FAQs

Start earning interest on Bitcoin with the Hodlnaut Interest Account. Here are answers to some frequently asked questions about the BTC Interest Account.

How is my Bitcoin interest calculated?

Hodlnaut takes a snapshot of your balance daily and calculates the interest earned for that day. Hodlnaut offers up to 7.46% APY on Bitcoin.

How is Bitcoin interest paid?

Interest earned on your BTC holdings is paid out in-kind by default (BTC, in this case). However, users have the option to earn interest in any of the other supported assets (ETH, DAI, USDT, USDC, and WBTC) through the Preferred Interest Payout feature. The interest earned is credited in your Hodlnaut Interest Account every Monday at 5 PM (GMT +8).

Will I be able to generate higher yield if I deposit a large amount of BTC?

Yes, Hodlnaut offers fixed-term loans for users who are able to deposit a minimum of 25 BTC.

How do I Deposit BTC?

Once you have logged in to your account, click on the "Deposit/Withdrawal" tab. Select BTC from the dropdown bar and you will see your unique wallet address. To deposit your BTC, you can copy the unique wallet address and paste it to the exchange or wallet where you want to send the BTC from. You can also scan the QR code that contains your address from the exchange or wallet to initiate the transfer. Send any amount of coins from any wallet to your Hodlnaut address, and you will start earning interest automatically after the transaction is confirmed on the network.

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