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Crypto Tips

Cryptocurrencies are complex, ever evolving digital assets that require a significant learning curve to fully understand. As part of our commitment to Defi and crypto, we keep on top of the industries leading tips.

Guides for your crypto future

Guides are the life blood of the blockchain industry, where education is the priority for not only committed communities but for those looking to get involved and understand how it all works. This includes defi, lending, interest and crypto on the whole.


Explore our most poplular crypto guides.

Crypto Tips

Cryptocurrencies are complex, ever evolving digital assets that require a significant learning curve to fully understand. As part of our commitment to Defi and crypto, we keep on top of the industries leading tips.

How can we afford to pay the interest?

We lend out the assets we receive to established and vetted financial institutions that pay an interest rate. As for the attractive interest rates, we analyze supply and demand on our available crypto assets to set a fluctuating interest rate that adjusts as market conditions change. Also, we take earnings from our previous months into consideration.

How do corporate crypto loans work?

Because they are generally structured in more complex ways depending on the lender, the terms and conditions may differ. Please contact us at support@hodlnaut.com with a brief description of your company and what you're looking to borrow.

How do I earn interest on Bitcoin?

Simply make a deposit of any amount into your account and you will start earning interest immediately! Interest is paid out every Monday, 5 PM (GMT +8).

Are there any crypto interest limits?

There are no limitations; you can deposit any amount, and all balances earn interest.

Can I deposit fiat currencies in my account?

No, we only accept crypto deposits. Currently, we have decided not to pursue the option to allow users to deposit fiat currency due to uncertainty in regulatory requirements.

What currency is interest paid in?

Users can have their interests paid out in-kind or in their preferred currency from the six supported assets: BTC, DAI, ETH, USDT, USDC, and WBTC.

When will my interest account start earning interest?

Interest is earned immediately after being deposited into your Hodlnaut account.

How do you determine market interest rates?

Interest rates are evaluated based on market demand and our earnings from the previous month. While Hodlnaut aims to keep interest rate stable, it is subject to change.