Crypto Guides

Understand the basics of Hodlnaut accounts and interest across cryptocurrencies, while we explore deeper knowledge of decentralised finance, crypto lending and blockchain.

Learning about crypto

Cryptocurrencies go much further than interest accounts and lending in defi, where they're bringing a new world of finance to anyone, anywhere, without centralised institutions. In order to fully benefit from the breadth of currencies, guides and tips are becoming more and more important for the community.

Take a look at our top crypto tips to support or guides.

Crypto Guide FAQs

Cryptocurrencies are complex, ever evolving digital assets that require a significant learning curve to fully understand. As part of our commitment to Defi and crypto, we keep on top of the industries leading tips.

How can we afford to pay the interest?

We lend out the assets we receive to established and vetted financial institutions that pay an interest rate. As for the attractive interest rates, we analyze supply and demand on our available crypto assets to set a fluctuating interest rate that adjusts as market conditions change. Also, we take earnings from our previous months into consideration.

How do corporate crypto loans work?

Because they are generally structured in more complex ways depending on the lender, the terms and conditions may differ. Please contact us at with a brief description of your company and what you're looking to borrow.

How do I earn interest on Bitcoin?

Simply make a deposit of any amount into your account and you will start earning interest immediately! Interest is paid out every Monday, 5 PM (GMT +8).

Are there any crypto interest limits?

There are no limitations; you can deposit any amount, and all balances earn interest.

Can I deposit fiat currencies in my account?

No, we only accept crypto deposits. Currently, we have decided not to pursue the option to allow users to deposit fiat currency due to uncertainty in regulatory requirements.

What currency is interest paid in?

Interest is earned and paid out in-kind (in other words, in the same cryptocurrency that you have placed in Hodlnaut).

When will my interest account start earning interest?

Interest is earned immediately after being deposited into your Hodlnaut account.

How do you determine market interest rates?

Interest rates are evaluated based on market demand and our earnings from the previous month. While Hodlnaut aims to keep interest rate stable, it is subject to change.