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Earn 7.25% APY on Crypto

Work Smarter, not Harder:

Let your idle crypto assets work for you,
even while you're fast asleep

No lock-in periods
No minimum deposits
Calculated daily
Paid out weekly

Sign Up Now and Earn with Your Friends - Get 30 USDC each

For every friend that signs up with your referral link, deposits USD1,000 worth of any asset and holds for 31 consecutive days, you will both receive 30 USDC each!

Start Earning Today

Terms and Restrictions Apply

Supported Assets and Interest Rates

We support Bitcoin, Ethereum, DAI, USDC, USDT, WBTC, and PAXG.

Why Hodlnaut

Grow Your Crypto Without Trading

Maximize the productivity of your crypto assets and earn passive income without the risks of trading

No Minimum Deposits and no Lock-in Periods

Have the freedom to deposit and withdraw anytime you want!

Weekly Payouts,
Calculated Daily

Interest is accrued daily and credited to your Hodlnaut account every Monday, 5 PM (GMT +8)

Optional Nexus Mutual
Custody Cover

Get additional protection for your crypto assets at a small premium with Nexus Mutual’s Hodlnaut Custody Cover

What Our Users are Saying About Us

"I love the user interface it’s easy to use and offers a live count on your reward which pay out weekly and therefore compound weekly. Hodlnaut has one of the highest interest rate in the business. I received my sign up bonus right away after deposit some crypto.
Sign up was easy but my KYC took 7 days, I contacted CT via Telegram and he resolved the issue within 1 hour awesome customer support."

"I’ve used several platforms over this year and the Hodlnaut experience has by far been the best. Their customer service is truly top notch. They will work respond to you very quickly and work with you on any concerns you have. They will even help coordinate with their trusted partners like iTrust for insurance.

Very impressive."

"I guess I am older that your average crypto dude, 60years old. Cranky and antsy as we fossils are reputed to be!

I installed Exodus way back in 2017, alongside Lobstr and Shapeshift. The latter 2 have fallen by the wayside, and you are my SOLE wallet provider now. For completeness, I do have most of my balance with a lender - hodling and earning interest simultaneously..."

"Signed up an account with Hodlnaut and the onboarding experience was so smooth. Recently downloaded its sleek iOS app which helpfully displays my crypto portfolio all in one interface.

Yields me great commission interest every Monday because of its substantial affiliate program. Loving every bit of my experience so far."

"I'm a simple girl. I see high interest rates, I put my money there. Of course, DYODD.

In my country, you can't find any bank that doesn't offer interest rates with a zero Infront. That's why Hodlnaut is a godsend for me. And they're based in SG too! Even though I lose abit of fees transferring stablecoin over, overall it's stil worth it!"

"Hodlnaut's super prompt customer service and totally common-sense and easy-to-use interface is what first made me decide to invest on their platform.

Since then I've been equally impressed. Hodlnaut's interest rates are some of the best in the industry; and the fact I can now trade crypto (sans-fees!) without leaving their platform also makes Hodlnaut very attractive..."

Frequently Asked Questions (FAQs)

Does Hodlnaut have any regulatory license?

Kindly note that the DPT borrowing and lending services provided by the Company are not regulated by the MAS under the Payment Services Act 2019.

What measures have you taken to prevent loss of funds?

We have incredibly stringent capital requirements of our counterparties. In any case, we are very selective with whom we lend out to. We only lend to corporate entities with good credit scores, and the Loan-to-Value (LTV) Ratio of our loans is usually 70% or lower. For this reason, the risk of default is very low. Like most DeFi products out there, we lend out to more than one counterparty to reduce counterparty risk.

How can we afford to pay such attractive interest rates?

We lend out the assets we receive to established and vetted financial institutions and reliable decentralised protocols that pay an interest rate. As for the attractive interest rates, we analyse supply and demand on our available crypto assets to set our interest rates that adjust as market conditions change. Also, we take earnings from our previous months into consideration.

What steps have you taken to secure your platform?

The platform runs on a secure cloud infrastructure on AWS, and all traffic is encrypted with SSL encryption. We encrypt and anonymise as much data as possible on our servers. Additionally, we use industry-standard algorithms for password hashing and procedures. We also require Two-Factor Authentication (2FA) when users log in to their account or make crypto withdrawals. Rate-limiting and Captcha security measures are implemented on certain account operations, such as your login attempts.

How quickly can I get help from the Customer Support team at Hodlnaut?

The customer support team responds to support tickets sent via email promptly within 24 hours on weekdays. You can also reach out to the team via our live chat and they will respond within a few minutes during business hours. Alternatively, you can also raise your questions in Hodlnaut's Official Telegram Chat where Hodlnaut's admins and community members are very active:

Got further questions? Please reach us at