How do we determine the interest rates?

Interest rates are evaluated based on market demand and our earnings from the previous month. While Hodlnaut aims to keep interest rate stable, it is subject to change.

Earn up to 7.25% APY with Hodlnaut’s leading rates

Q: How do I create an account?

To create an account, you can sign up via our web app or our iOS app. You will need to complete our account verification (KYC) process and get approved before you can start depositing with us. You can sign up for an account here: https://app.hodlnaut.com/signup

Weekly payouts to your wallet

Deposit and withdraw anytime

Start earning with just US$1

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Start earning and get paid every Monday!

Our Rates

As Featured in the News

Our products

Token Swap

Swap between any of the supported assets seamlessly at zero fees. Manage your portfolio and rebalance asset holdings anytime, anywhere with our Hodlnaut website and app.

Fixed Term Deposit

Hodlnaut offers fixed term deposits to crypto hodlers looking to earn industry-leading interest rates and maximize the productivity of their idle assets. Choose your desired deposit term from 28 to 180 days and get your earned interest upon maturity.

Hodlnaut Interest Account

The Hodlnaut Crypto Interest Account lets you earn interest on crypto with up to 7.25% APY. Deposit your crypto and start earning immediately with no lock-in periods or minimum deposits.

Referral Program

For every friend that signs up with your referral link, deposits USD1,000 worth of any asset and holds for 31 consecutive days, you will both receive 30 USDC each!

Calculate your interest

Asset type

Deposit

for

Your Balance

0.0000000

BTC

Interest

0.00%

Time Period*

1 year(s)

*Numbers shown are stipulated as the actual numbers and interest earned can differ.

What our users say

We've been around a long time and built a strong customer base with well-known advocates across Bitcoin and crypto.

Calvin W

Heard great things on this team! Excited for the interest rates they offer. Hope to have a great and easy experience with them once verified.

Royce Cheng

Love the high interest rates on my bitcoin and stablecoins. The recent mobile apps make it easier to check the balance.

Alessandro Bernocchi

Wonderful platform for passive income on crypto. I never had a single problem on rewards and withdrawals.

Terrence T

Easy and simple interface. One of the highest interest accounts in the market. Customer support is very responsive.

Zaylea Kua

Hodlnaut's platform is user-friendly, its customer support team is responsive and I find the interest rates attractive!

Gerard Ngo

One of the best platform that I have used. Hassle-free, high % token swap available and easy withdrawal. Highly recommended.

Crypto Interest FAQs

Who are we?

Hodlnaut is a Singapore-based platform that provides innovative financial services for individual investors who can earn interest on their cryptocurrencies. Founded by Bitcoin maximalists Juntao Zhu and Simon Lee in April 2019, Hodlnaut has grown tremendously over the years. Fun Fact: Our name is a combination of HODL and Astronaut! HODL is a common slang in the cryptocurrency community, where it depicts an act of holding the cryptocurrency, in good times and bad, rather than selling it.

How do I create an account?

To create an account, you can sign up via our web app, iOS app, or Android app. You will need to complete our account verification (KYC) process and get approved before you can start depositing with us. You may sign up for an account here: https://app.hodlnaut.com/signup

What cryptocurrencies does Hodlnaut support?

We are currently accepting deposits in BTC, ETH, WBTC, USDC, USDT and DAI.

Why should I trust you with my cryptocurrency assets?

As with any investment, we recommend all prospective users to form their own opinion when it comes to investing and the risk involved. Feel free to look through our demo platform, FAQs section and guides to understand Hodlnaut better. If you have further questions or concerns, you may reach us at support@hodlnaut.com.

Why do people borrow from Hodlnaut?

The partners who borrow from us mostly use it as a hedge against the Bitcoin prices or market-making on their platform/exchange. Some of our partners also approach us for liquidity. Their needs mostly depend on their business functions.

How is interest paid?

Interest earned is credited directly to your Hodlnaut account. The interest is calculated at the end of every day, and is credited to your account every Monday, 5PM (GMT +8).

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