The easiest way to earn interest on your

Earn up to 10.5% APY with a crypto interest account from Hodlnaut. Deposit your crypto and start earning immediately with no lock ups or withdrawal limits.

Get StartedDemo

Deposit

Account total: 0.324
Total payout: 0.00713
Bitcoin Interest:
0.00006784
Payout date: 3 Days
Account total: 1.256
Total payout: 0.0212
Ether Interest:
0.00234
Payout date: 3 Days
Account total: 567
Total payout: 0.23
Tether Interest:
0.67
Payout date: 3 Days
Account total: 124
Total payout: 1.38
USDC Interest:
0.34
Payout date: 3 Days
Account total: 73
Total payout: 2.45
DAI Interest:
0.67
Payout date: 3 Days

The easiest way to earn interest on your

Earn Bitcoin Interest with a Hodlnaut account. Deposit your crypto and start earning up to 8.3% APY* immediately.

Get StartedDemo

Deposit

Account total: 0.324
Total payout: 0.00713
Bitcoin Interest:
0.00006784
Payout date: 3 Days
Account total: 1.256
Total payout: 0.0212
Ether Interest:
0.00234
Payout date: 3 Days
Account total: 567
Total payout: 0.23
Tether Interest:
0.67
Payout date: 3 Days
Account total: 124
Total payout: 1.38
USDC Interest:
0.34
Payout date: 3 Days
Account total: 73
Total payout: 2.45
DAI Interest:
0.67
Payout date: 3 Days

Our current crypto interest rates

Hodlnaut aims to keep interest rates stable. Our interest rates are determined by the market rates and are subject to change.

6.2%

APY

BTC

10.5%

APY

DAI

6.7%

APY

ETH

10.5%

APY

USDC

10.5%

APY

USDT

6.2%

APY

WBTC
Fees

These are our effective annual interest rates, which take into account the compounding effect every week.

Hodlnaut's leading APY rates and insurance puts your crypto to work for you

We've created market leading conditions to ensure your crypto not only grows, but is safe in storage and transit, all backed by insurance cover.

Explore how crypto interest accounts can benefit your stack with our extensive resources.

Resources

Deposit

Your Balance

2.2112343

Interest: 0.324
Time Period: 2 years
6.2% Compound
Bitcoin Payout

Start Earning Interest Now

Growing your crypto couldn't be easier or safer.

Get Started

Hodlnaut's leading APY rates and insurance puts your crypto to work for you

We've created market leading conditions to ensure your crypto not only grows, but is safe in storage and transit, all backed by insurance cover.

Explore how crypto interest accounts can benefit your stack with our extensive resources.

Weekly payouts to your wallet
Deposit and withdraw anytime
No lock-in periods or minimum deposits

Calculate your interest

Asset type
Deposit
for
Your Balance

0.0000000

BTC

Interest

6.00%

Time Period

1 month(s)

$350m
In Held Assets
5000+
Users
6
Supported Assets

Hodlnaut's leading APY rates and insurance puts your crypto to work for you

We've created market leading conditions to ensure your crypto not only grows, but is safe in storage and transit, all backed by insurance cover.

Explore how crypto interest accounts can benefit your stack with our extensive resources.

Resources
Weekly payouts to your wallet
Deposit and withdraw anytime
No lock-in periods or minimum deposits
Optional Nexus Mutual's Custody Cover

Calculate your interest

Asset type
Deposit
for
Your Balance

1.2891258

BTC

Interest
Time Period

6.00%

1 Year

$250m
In Held Assets
1000+
Active Users
5
Supported Assets

How crypto interest accounts work

1

Deposit your Bitcoin or alternative coin

Deposit anytime, with no lock up or deposit limits.

2

Earn compound interest on your asset

Interest driven by market effects, at industry leading rates.

3

Receive payouts and withdraw funds

Weekly payouts to your wallets, withdraw funds anytime.

Get Started

Token Swap

Execute trades instantly between any of the supported assets at Hodlnaut. Manage your portfolio and rebalance asset holdings without ever leaving the Hodlnaut platform.  

1
Log in to your Hodlnaut account
2
Choose the token you would like to trade
3
Review the quote
4
Place your order
Sign Up

Fixed-term Loan

Earn a higher yield with our VIP Fixed-term Loan by simply locking in your cryptocurrency for one month or more.

1
Opt for VIP Fixed-term Loan
2
Deposit over 100 BTC (or equivalent)
3
Lock in your crypto for one month or more
4
Earn a higher yield on your crypto*
*Please note that the interest rates are subject to change according to market conditions and the terms of the fixed loan. Please contact us to get the latest rates.
Talk to us

What our customers say

We've been around a long time and built a strong customer base with well-known advocates across Bitcoin and crypto.

About Us

Hodlnaut have built an impressive platform, giving bitcoin HODLers the ability to earn a return on their investment. The product feels tight, giving me confidence that my underlying investment is safe. I'd recommend this to anyone that wants to generate income on their crypto.

Sam Gibb
Partner at Endeavour Ventures

Hodlnaut is a great example of what the future of banking could look like.

Kenrick Drijkoningen
Head of Growth at Golden Gate Ventures

I don’t always use crypto products but when I do I only use trustworthy/reliable products built by an awesome team. My bitcoins are with Hodlnaut till the next moon. Yibambe!

Kumara Velan Suppiah
Former Senior Investment Manager at NRF Holdings, Prime Minister's Office

I have a long term investment approach to digital assets and Hodlnaut gives me a way to generate yield on these assets that would otherwise be idle in my cold wallet.

Markus Bruderer
Director at Antler

Crypto Finance

Explore, learn and stay up to date with the latest in crypto, lending and DeFi.

Resources

Crypto Interest FAQs

Find out more with answers for your most pressing crypto interest account questions, covering the basics and more complex topics including lending and fees.

View All
How can we afford to pay the interest?

We lend out the assets we receive to established and vetted financial institutions that pay an interest rate. As for the attractive interest rates, we analyze supply and demand on our available crypto assets to set a fluctuating interest rate that adjusts as market conditions change. Also, we take earnings from our previous months into consideration.

How do corporate crypto loans work?

Because they are generally structured in more complex ways depending on the lender, the terms and conditions may differ. Please contact us at support@hodlnaut.com with a brief description of your company and what you're looking to borrow.

How do I earn interest on Bitcoin?

Simply make a deposit of any amount into your account and you will start earning interest immediately! Interest is paid out every Monday, 5 PM (GMT +8).

Are there any crypto interest limits?

There are no limitations; you can deposit any amount, and all balances earn interest.

Can I deposit fiat currencies in my account?

No, we only accept crypto deposits. Currently, we have decided not to pursue the option to allow users to deposit fiat currency due to uncertainty in regulatory requirements.

What currency is interest paid in?

Users can have their interests paid out in-kind or in their preferred currency from the six supported assets: BTC, DAI, ETH, USDT, USDC, and WBTC.

When will my interest account start earning interest?

Interest is earned immediately after being deposited into your Hodlnaut account.

How do you determine market interest rates?

Interest rates are evaluated based on market demand and our earnings from the previous month. While Hodlnaut aims to keep interest rate stable, it is subject to change.

Start earning 10.5% interest now

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