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Lock and Earn Greater Return on Crypto

Hodlnaut offers fixed term deposits to crypto hodlers looking to earn industry-leading interest rates and maximize the productivity of their idle assets. Choose your desired deposit term from 28 to 360 days and get your earned interest upon maturity.

Deposit

Account total: 0.324
Total payout: 0.00713
Bitcoin Interest:
0.00006784
Payout date: 3 Days
Account total: 1.256
Total payout: 0.0212
Ether Interest:
0.00234
Payout date: 3 Days
Account total: 567
Total payout: 0.23
Tether Interest:
0.67
Payout date: 3 Days
Account total: 124
Total payout: 1.38
USDC Interest:
0.34
Payout date: 3 Days
Account total: 73
Total payout: 2.45
DAI Interest:
0.67
Payout date: 3 Days

The easiest way to earn interest on your

Earn Bitcoin Interest with a Hodlnaut account. Deposit your crypto and start earning up to 8.3% APY* immediately.

Get StartedDemo

Deposit

Account total: 0.324
Total payout: 0.00713
Bitcoin Interest:
0.00006784
Payout date: 3 Days
Account total: 1.256
Total payout: 0.0212
Ether Interest:
0.00234
Payout date: 3 Days
Account total: 567
Total payout: 0.23
Tether Interest:
0.67
Payout date: 3 Days
Account total: 124
Total payout: 1.38
USDC Interest:
0.34
Payout date: 3 Days
Account total: 73
Total payout: 2.45
DAI Interest:
0.67
Payout date: 3 Days

Fixed Term Deposits and Interest Rates

Our supported assets include Bitcoin, Ethereum, USD Coin, Tether, Wrapped Bitcoin, DAI and PAX Gold. We provide our users the freedom to choose the principal amount and lock in period. Note that the longer you lock in, the higher the interest rates applied.

 Rates are effective 1 August 2022, 5PM (GMT + 8)*
*Rates are subject to changes depending on market conditions. Fixed Deposits that are already locked in will be honoured the rates at the time of lock-in.

How Hodlnaut's Fixed Term Deposits ork

1

Deposit your Bitcoin or alternate coin

Deposit anytime to your account with no minimum deposits

2

Create Fixed Term Deposit

Select the principal amount, crypto asset, and deposit term

3

Receive earned interest upon maturity

Hold till maturity date and interest will be paid out to your wallet

Fixed Term Deposit FAQs

What is the difference between a Hodlnaut Interest Account and Fixed Term Deposit?

Crypto deposited in Hodlnaut is automatically subject to earn interest according to our tiered system. Hodlnaut Interest Account pays out weekly and has no lock in periods. Fixed Term Deposits are an alternative for users with larger deposits who may earn lower interest rates in our tiered system. Please use our interest calculator to determine which is more suitable for you.

What is the minimum period for a fixed term deposit?

The minimum lock in period is 28 days.

How is the interest calculated for a fixed term deposit?

The interest earned is based on APR and will not be compounded. It is calculated based on the principal of the term deposit.

How is the interest paid out for a fixed term deposit?

Interest will be paid out directly to the user’s Hodlnaut wallet on the date of maturity at 5:30 pm (GMT +8).

Is the interest earned from a fixed term deposit taxable?

Hodlnaut is unable to provide any tax advice and users should consult their tax advisers or local tax authorities for advice.

Got further questions? Please reach us at support@hodlnaut.com

Make your crypto work for you, even while you’re fast asleep.

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