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Earn Interest on Crypto

The Hodlnaut Crypto Interest Account lets you earn interest on crypto with up to 7.46% APY on Bitcoin and 12.73% APY on stablecoins. Deposit your crypto and start earning immediately with no lock-in periods or minimum deposits. Watch your crypto grow with our weekly Monday payouts to your Hodlnaut wallet.

Deposit

Account total: 0.324
Total payout: 0.00713
Bitcoin Interest:
0.00006784
Payout date: 3 Days
Account total: 1.256
Total payout: 0.0212
Ether Interest:
0.00234
Payout date: 3 Days
Account total: 567
Total payout: 0.23
Tether Interest:
0.67
Payout date: 3 Days
Account total: 124
Total payout: 1.38
USDC Interest:
0.34
Payout date: 3 Days
Account total: 73
Total payout: 2.45
DAI Interest:
0.67
Payout date: 3 Days

The easiest way to earn interest on your

Earn Bitcoin Interest with a Hodlnaut account. Deposit your crypto and start earning up to 8.3% APY* immediately.

Get StartedDemo

Deposit

Account total: 0.324
Total payout: 0.00713
Bitcoin Interest:
0.00006784
Payout date: 3 Days
Account total: 1.256
Total payout: 0.0212
Ether Interest:
0.00234
Payout date: 3 Days
Account total: 567
Total payout: 0.23
Tether Interest:
0.67
Payout date: 3 Days
Account total: 124
Total payout: 1.38
USDC Interest:
0.34
Payout date: 3 Days
Account total: 73
Total payout: 2.45
DAI Interest:
0.67
Payout date: 3 Days

Crypto Assets and Interest Rates

Diversify your crypto investments with our six supported assets including Bitcoin, Ethereum, stablecoins and more. Start earning up to 12.73% APY in interest and maximize the productivity of your idle assets. Learn more about our leading crypto interest rates with our Interest Rates Page.

Earn Interest on Bitcoin

APR
Up to 7.20%
APY
Up to 7.46%

Earn Interest on Ethereum

APR
Up to 7.20%
APY
Up to 7.46%

Earn Interest on Dai

APR
Up to 8.00%
APY
Up to 8.32%

Earn Interest on USD Coin

APR
Up to 12.00%
APY
Up to 12.73%

Earn Interest on Tether

APR
Up to 12.00%
APY
Up to 12.73%

Earn Interest on Wrapped Bitcoin

APR
Up to 7.20%
APY
Up to 7.46%

Hodlnaut's leading APY rates and insurance puts your crypto to work for you

We've created market leading conditions to ensure your crypto not only grows, but is safe in storage and transit, all backed by insurance cover.

Explore how crypto interest accounts can benefit your stack with our extensive resources.

Resources

Deposit

Your Balance

2.2112343

Interest: 0.324
Time Period: 2 years
6.2% Compound
Bitcoin Payout

Start Earning Interest Now

Growing your crypto couldn't be easier or safer.

Get Started

Calculate compound interest with our crypto interest calculator

Calculate your interest

Asset type
Deposit
for
Your Balance

0.0000000

BTC

Interest

6.00%

Time Period

1 month(s)

Hodlnaut's leading APY rates and insurance puts your crypto to work for you

We've created market leading conditions to ensure your crypto not only grows, but is safe in storage and transit, all backed by insurance cover.

Explore how crypto interest accounts can benefit your stack with our extensive resources.

Resources
Weekly payouts to your wallet
Deposit and withdraw anytime
No lock-in periods or minimum deposits
Optional Nexus Mutual's Custody Cover

Calculate your interest

Asset type
Deposit
for
Your Balance

1.2891258

BTC

Interest
Time Period

6.00%

1 Year

$250m
In Held Assets
1000+
Active Users
5
Supported Assets

How Hodlnaut's crypto interest account work

1

Deposit your Bitcoin or alternative coin

Deposit anytime, with no lock up or deposit limits.

2

Earn compound interest on your asset

Interest driven by market effects, at industry leading rates.

3

Receive payouts and withdraw funds

Weekly payouts to your wallets, withdraw funds anytime.

Get Started

Highlights of Hodlnaut Interest Account

The main highlight of Hodlnaut Interest Account is our leading interest rates that allows you to earn up to 12.73% APY on your crypto. Other highlights include Token Swap and Preferred Interest Payout. Click on the flip cards to learn more.

Hodlnaut users who made a deposit for 30 days or more are entitled to one free withdrawal per calendar month. Additionally, users can choose when they would like to redeem their free withdrawal of the month.

One Free Withdrawal
a Month

Swap between supported assets seamlessly and rebalance your crypto holdings without leaving the Hodlnaut platform. You can save on the double fees associated with transacting between wallets as there are no charges to use our Token Swap feature.

Token Swap

With our preferred interest payout feature, you can earn interest in any of our supported crypto. For instance, you can deposit USDT with Hodlnaut, and choose to earn interest in BTC. This acts as a unique way to dollar cost average into another crypto asset.

Preferred Interest Payout

Get additional protection for your crypto assets at a small premium with Nexus Mutual’s Hodlnaut Custody Cover on our platform. Learn more about the benefits and risks covered with this added layer of protection for your cryptocurrencies.

Optional Nexus Mutual
Custody Cover

Steps to open a crypto interest account with Hodlnaut

Create your Hodlnaut interest account and kick-start your passive income journey. Open a crypto interest account in 4 quick and easy steps:

Create an account with Hodlnaut
and verify your email address
Verify your email and enable your 2FA
Complete your KYC verification
Deposit and start earning up to
12.73% APY in interest

Crypto Interest FAQs

How is my Bitcoin interest calculated?

Hodlnaut takes a snapshot of your balance daily and calculates the interest earned for that day. Hodlnaut offers up to 7.46% APY on Bitcoin.

What is 12.73% APY?

Annual Percentage Yield (APY) is the real rate of interest earned on a savings deposit or investment, taking into account the effect of compounding interest. To find out how our rates are calculated, please refer to https://www.hodlnaut.com/news/how-are-interest-rates-calculated-at-hodlnaut

Can you earn interest on your Bitcoin?

Yes, you can earn interest on your Bitcoin as it is one of Hodlnaut’s supported assets. We offer one of the industry’s leading interest rates on Bitcoin of up to 7.46% APY.

How is interest paid?

Interest earned is credited directly to your Hodlnaut account. The interest is calculated at the end of every day, and is credited to your account every Monday, 5PM (GMT +8).

How can we afford to pay such attractive interest rates?

We lend out the assets we receive to established and vetted financial institutions and reliable decentralised protocols that pay an interest rate. As for the attractive interest rates, we analyse supply and demand on our available crypto assets to set our interest rates that adjust as market conditions change. Also, we take earnings from our previous months into consideration.

Are crypto interest accounts safe?

Crypto interest accounts are a great way to diversify your investing portfolio by earning interest on your idle assets. The offered interest rates are highly attractive as compared to traditional banks. However, as with any investment, we recommend all prospective users to form their own opinion when it comes to investing and the risk involved.

Is earning interest on crypto taxable?

Hodlnaut is unable to provide any tax advice and users should consult their tax advisers or local tax authorities for advice.

How do you earn interest on crypto?

Simply sign up with Hodlnaut, complete your KYC verification and deposit your crypto to start earning up to 12.73% interest on your crypto. Sign up here: https://app.hodlnaut.com/signup

Got further questions? Please reach us at support@hodlnaut.com

Make your crypto work for you, even while you're fast asleep.

Join Hodlnaut Today