How-to Guide for Preferred Interest Payout

September 20, 2021

Hodlnaut now allows users to earn interest in the cryptocurrency of their choice with its latest feature - Preferred Interest Payout. This means that users can deposit any cryptocurrency from the supported assets (BTC, ETH, USDT, DAI, USDC, and WBTC) and choose to earn interest in the asset of their choice. For instance, if you have deposited BTC in your Hodlnaut Interest Account, you get the option of earning interest in any of the six supported asset classes. 

In this guide, we will walk you through the steps you need to take to enable the preferred interest payout. 

1. Login to your Hodlnaut Account 

Go to and log into your Hodlnaut Interest Account. 

Login to your Hodlnaut Account

2. Click on User Settings from the Account Dashboard 

After you log in, you will see a dashboard like this. 

User Settings from the Account Dashboard

Click on your name on the top right and go to User Settings.   

Go to User Settings

3. Navigate to Interest Payout Preference 

Navigate to the “Interest Payout Preference,” and you will see the list of assets and their corresponding interest payout assets to choose from. 

Interest Payout Preference

4. Choose the Interest Payout Preference 

Under the “Interest Payout Asset,” click on the asset type, and from the drop-down, you may select the asset in which you want to earn interest. 

Interest Payout Preference 

Voila! You can now start earning interest in the crypto of your choice, and the changes will be saved automatically. 

Changes Will be Saved Automatically

Note: The interest rate will be set as in-kind by default (i.e., users will earn interest in the same asset deposited) until you change it. Once you choose the preferred interest asset class, the change will be immediately reflected in your interest earnings. If you set it before 5 pm SGT, the changes will be reflected in the interest statement around 5 pm that day. If you set it after 5 pm, the changes will be captured the following day around 5 pm. 

Interest Statements

Let’s say, for example, that you have deposited ETH and would like to earn interest in USDT instead. In this case, after you select the preferred asset, you will see that the interest earned from your ETH deposit is in USDT under your ETH interest statement. Likewise, you will also see the interest accrued over the week on the “Transaction” section on the following Monday. 

As for the affiliate program, the referred users can change their interest payout asset, whereas the referrer will earn interest in-kind. 

With the above steps, you get the flexibility to earn interest in-kind or in the asset class of your choice. 

Hodlnaut is a crypto interest-earning platform that offers up to 12.73% APY on six supported assets: BTC, USDT, USDC, DAI, ETH, and WBTC. If you haven’t signed up for a Hodlnaut Interest Account already, you can do it now and earn interest in the cryptocurrency of your choice!

Put Your Crypto to Work! Earn Passively with Hodlnaut

Join Now