Earn interest on your crypto, with the Hodlnaut Interest Account, which offers up to 7.25% APY on USDT.

Grow USDT without trading

Hodlnaut offers the best way to earn interest on crypto, with their crypto interest account backed by industry leading insurance products. Earn interest on crypto, including USDT, with Hodlnaut’s interest account, without the risk of trading.

Withdraw your crypto as USDT or opt to earn interest in one of our supported currencies: BTC, ETH, USDC, DAI, WBTC, and PAXG.

*Please note that the interest rates are subject to change according to market conditions and the terms of the fixed loan. Please contact us to get the latest rates.

Calculate USDT Interest

The Hodlnaut Interest Account allows you a top way to earn interest on your crypto holdings in USDT.

Use our interest calculator to check the interest you could earn!

Calculate your interest

Asset type
Your Balance





Time Period

1 year (s)

* Amounts here are estimates based using 30 days for month calculation

Compound interest, earn more USDT everyday

Earning interest on USDT couldn’t be easier, with interest calculated daily and deposited into your Hodlnaut Interest Account, every week. Our top crypto interest account also offers:

Our top crypto interest account also offers:
Highest security
Insured custody
Low Withdrawal Fees
Asia and global accounts
In Held Assets
Supported Assets

How a USDT Interest account works


Deposit your USDT into your account

Deposit anytime, with no minimum deposit or lock-in periods.


USDT grows with compound interest

Interest is driven by market changes at industry-leading rates.


Receive payouts in USDT and store or withdraw

Receive payouts weekly to your wallets, withdraw funds anytime.

Get Started

Earn up to 7.25% APY!

Start earning interests on any amount of crypto in the 7 assets we support and get paid every Monday just by HODLing!

BTC Interest Account
DAI Interest Account
ETH Interest Account
ETH Interest Account
ETH Interest Account
ETH Interest Account
ETH Interest Account
Our Rates

Low Fees

Withdraw your USDT anytime at a low withdrawal fee of 10 USDT. The withdrawal fee is updated regularly based on market conditions.

No Lock-ins

Deposit USDT for free without any lock-in period. Start earning interest on your USDT immediately after depositing it in your Hodlnaut Interest Account.

Compounded Interest

The interest earned on your USDT considers the compounding effect and is calculated daily at 5 PM (GMT +8). It is paid in the crypto of your choice weekly.

Weekly Payouts

Interest earned on your USDT holdings is calculated daily and deposited weekly to your wallets every Monday at 5 PM (GMT +8).

USDT Interest Account FAQs

Begin earning top interest rates on your USDT with the Hodlnaut Interest Account today! In case you had any questions, we’ve compiled and answered some of the most commonly asked questions below.

How can I earn interest on USDT?

It’s easy to earn interest on your crypto with Hodlnaut. Simply deposit your USDT into our Hodlnaut Interest Account, and you can instantly earn up to 7.25% APY on your asset. Plus with our Preferred Interest Payout feature, you can receive interest in any of our supported cryptocurrencies (BTC, ETC, WBTC, USDC, DAI and USDT).

What is the interest rate on USDT?

Hodlnaut offers one of the best crypto interest accounts, where you can earn up to 7.25% APY on your USDT.

How can you earn compound interest on USDT?

You can earn compound interest on USDT simply by holding your asset over a longer period of time.

How do you earn a yield on USDT?

Hodlnaut makes it easy to earn interest on your crypto. All you need to do is deposit your USDT into the Hodlnaut Interest Account, and you can instantly start earning a yield on your asset.

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