Hodlnaut is a Singapore-based platform that provides innovative financial services for individual investors who can earn interest on their cryptocurrencies. Founded by Bitcoin maximalists Juntao Zhu and Simon Lee in April 2019, Hodlnaut has grown tremendously over the years. Fun Fact: Our name is a combination of HODL and Astronaut! HODL is a common slang in the cryptocurrency community, where it depicts an act of holding the cryptocurrency, in good times and bad, rather than selling it.

Why do people borrow from Hodlnaut?

The partners who borrow from us mostly use it as a hedge against the Bitcoin prices or market-making on their platform/exchange. Some of our partners also approach us for liquidity. Their needs mostly depend on their business functions.

How do I create an account?

To create an account, you can sign up via our web app or our iOS app. You will need to complete our account verification (KYC) process and get approved before you can start depositing with us. You can sign up for an account here: https://app.hodlnaut.com/signup

How is interest paid?

Interest earned is credited directly to your Hodlnaut account. The interest is calculated at the end of every day, and is credited to your account every Monday, 5PM (GMT +8).

How do we determine the interest rates?

Interest rates are evaluated based on market demand and our earnings from the previous month. While Hodlnaut aims to keep interest rate stable, it is subject to change.

Why should I trust you with my cryptocurrency assets?

As with any investment, we recommend all prospective users to form their own opinion when it comes to investing and the risk involved. Feel free to look through our demo platform, FAQs section and guides to understand Hodlnaut better. If you have further questions or concerns, you may reach us at support@hodlnaut.com.

Earn Ethereum

Earn interest on your crypto, with the Hodlnaut Interest Account, which offers up to 4.60% APY on Ethereum.

Grow Ethereum without trading

Hodlnaut offers the best way to earn interest on crypto, with their crypto interest account backed by industry-leading insurance product. Earn interest on crypto, including Ethereum, with Hodlnaut’s interest account, without the risk of trading.

Withdraw your crypto as ETH or opt for your interest payments in one of our other supported currencies: BTC, DAI, USDT, WBTC, USDC, and PAXG.

*Please note that the interest rates are subject to change according to market conditions and the terms of the fixed loan. Please contact us to get the latest rates.

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Calculate ETH Interest

The Hodlnaut Interest Account allows you to earn interest on your crypto holdings in Ethereum.

Use our interest calculator to check the interest you could earn!

Calculate your interest

Asset type

Deposit

for

Your Balance

0 BTC

Interest

0.00%

Time Period

1 year (s)

* Amounts here are estimates based using 30 days for month calculation

Compound interest, earn more Ether everyday

Earning interest on Ethereum couldn’t be easier, with interest calculated daily and deposited into your Hodlnaut Interest Account, every week. Our top crypto interest account also offers:

Our top crypto interest account also offers:

Highest security

Insured custody

Low Withdrawal Fees

Asia and Global Accounts

$350m

In Held Assets

10000+

Users

Supported Assets

How an ETH Interest account works

Deposit your ETH into your account

Deposit anytime, with no minimum deposit or lock-in periods.

Ethereum grows with compound interest

Interest is driven by market changes at industry-leading rates.

Receive payouts in ETH and store or withdraw

Receive payouts weekly to your wallets, withdraw funds anytime.

Get Started

Earn up to 7.25% APY!

Start earning interests on any amount of crypto in the 7 assets we support and get paid every Monday just by HODLing!

BTC

DAI

ETH

USDC

USDT

WBTC

PAXG

Our Rates

Low Fees

Withdraw your Ether anytime at a low withdrawal fee of 0.0036 ETH. The withdrawal fee is updated regularly based on market conditions.

No Lock-ins

You can deposit ETH for free without any lock-in periods. Earn interest on your ETH immediately after depositing it with Hodlnaut.

Compounded Interest

The interest earned on your ETH considers the compounding effect and is calculated daily at 5 PM (GMT +8). It is paid in the crypto of your choice weekly.

Weekly Payouts

Interest earned on your ETH holdings is calculated daily and deposited weekly to your wallet every Monday at 5 PM (GMT +8).

Ethereum Interest Account FAQs

Begin earning top interest rates on your ETH with the Hodlnaut Interest Account today! In case you had any questions, we’ve compiled and answered some of the most commonly asked questions below.

How much interest will I earn on ETH?

Hodlnaut offers up to 4.60% APY on Ethereum.

When do I start earning interest on the ETH I deposited?

You will earn interest on your ETH immediately after you deposit it into your Hodlnaut account.

Is there any lock-in period for ETH?

No, you don't have to lock in your ETH to earn interest. You can make a withdrawal any time but do note that there is a withdrawal fee of 0.0036 ETH.

Can I earn interest in another currency even if I deposit ETH?

Yes, you can earn interest in any of the supported currencies (BTC, DAI, USDT, USDC, and WBTC) even if you have deposited ETH. This can be done through the Preferred Interest Payout feature.

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