Hodlnaut is a Singapore-based platform that provides innovative financial services for individual investors who can earn interest on their cryptocurrencies. Founded by Bitcoin maximalists Juntao Zhu and Simon Lee in April 2019, Hodlnaut has grown tremendously over the years. Fun Fact: Our name is a combination of HODL and Astronaut! HODL is a common slang in the cryptocurrency community, where it depicts an act of holding the cryptocurrency, in good times and bad, rather than selling it.

Why do people borrow from Hodlnaut?

The partners who borrow from us mostly use it as a hedge against the Bitcoin prices or market-making on their platform/exchange. Some of our partners also approach us for liquidity. Their needs mostly depend on their business functions.

How do I create an account?

To create an account, you can sign up via our web app or our iOS app. You will need to complete our account verification (KYC) process and get approved before you can start depositing with us. You can sign up for an account here: https://app.hodlnaut.com/signup

How is interest paid?

Interest earned is credited directly to your Hodlnaut account. The interest is calculated at the end of every day, and is credited to your account every Monday, 5PM (GMT +8).

How do we determine the interest rates?

Interest rates are evaluated based on market demand and our earnings from the previous month. While Hodlnaut aims to keep interest rate stable, it is subject to change.

Why should I trust you with my cryptocurrency assets?

As with any investment, we recommend all prospective users to form their own opinion when it comes to investing and the risk involved. Feel free to look through our demo platform, FAQs section and guides to understand Hodlnaut better. If you have further questions or concerns, you may reach us at support@hodlnaut.com.

Earn Bitcoin

Earn interest on your crypto, with the Hodlnaut Interest Account, which offers up to 4.08% APY on Bitcoin.

Grow Bitcoin without trading

Hodlnaut offers the best way to earn interest on crypto, with their crypto interest account backed by industry-leading insurance product. Earn interest on crypto, including Bitcoin, with Hodlnaut’s interest account, without the risk of trading.

Withdraw your crypto as BTC or opt to earn interest in other supported currencies: ETH, DAI, USDT, USDC, WBTC, and PAXG.

*Please note that the interest rates are subject to change according to market conditions and the terms of the fixed loan. Please contact us to get the latest rates.

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Calculate BTC Interest

The Hodlnaut Interest Account allows you to earn interest on your crypto holdings in Bitcoin.

Use our interest calculator to check the interest you could earn!

Calculate your interest

Asset type

Deposit

for

Your Balance

0 BTC

Interest

0.00%

Time Period

1 year (s)

* Amounts here are estimates based using 30 days for month calculation

Compound interest, earn more Bitcoin everyday

Earning interest on Bitcoin couldn’t be easier, with interest calculated and deposited into your Hodlnaut Interest Account, everyday. Our top crypto interest account also offers:

Our top crypto interest account also offers:

Highest security

Insured custody

Low Withdrawal Fees

Asia and global accounts

$350m

In Held Assets

10000+

Users

Supported Assets

How a BTC Interest account works

Deposit your BTC into your account

Deposit anytime, with no minimum deposit or lock-in periods.

Bitcoin grows with compound interest

Interest is driven by market changes at industry-leading rates.

Receive payouts weekly to your wallets, withdraw funds anytime.

Get Started

Earn up to 7.25% APY!

Start earning interests on any amount of crypto in the 7 assets we support and get paid every Monday just by HODLing!

BTC

DAI

ETH

USDC

USDT

WBTC

PAXG

Our Rates

Low Fees

Withdraw your bitcoin anytime at a low withdrawal fee of 0.0004 BTC. The withdrawal fee is updated regularly based on market conditions.

No Lock-ins

Deposit BTC for free without any lock-in periods. Start earning interest on your BTC immediately after depositing it in your Hodlnaut Interest Account.

Compounded Interest

The interest earned on your BTC considers the compounding effect and is calculated daily at 5 PM (GMT +8). It is paid in the crypto of your choice weekly.

Weekly Payouts

Interest earned on your BTC holdings is calculated daily and deposited weekly to your wallets every Monday at 5 PM (GMT +8).

Bitcoin Interest Account FAQs

Begin earning top interest rates on your BTC with the Hodlnaut Interest Account today! In case you had any questions, we’ve compiled and answered some of the most commonly asked questions below.

How is my Bitcoin interest calculated?

Hodlnaut takes a snapshot of your balance daily and calculates the interest earned for that day. Hodlnaut offers up to 4.08% APY on Bitcoin.

How is Bitcoin interest paid?

Interest earned on your BTC holdings is paid out in-kind by default (BTC, in this case). However, users have the option to earn interest in any of the other supported assets (ETH, DAI, USDT, USDC, and WBTC) through the Preferred Interest Payout feature. The interest earned is credited to your Hodlnaut Interest Account every Monday at 5 PM (GMT +8).

Will I be able to generate higher yield if I deposit a large amount of BTC?

Yes, Hodlnaut offers fixed-term loans for users who are able to deposit a minimum of 25 BTC.

How do I Deposit BTC?

Once you have logged in to your account, click on the "Deposit/Withdrawal" tab. Select BTC from the dropdown bar and you will see your unique wallet address. To deposit your BTC, you can copy the unique wallet address and paste it to the exchange or wallet where you want to send the BTC from. You can also scan the QR code that contains your address from the exchange or wallet to initiate the transfer. Send any amount of coins from any wallet to your Hodlnaut address, and you will start earning interest automatically after the transaction is confirmed on the network.

Will I be able to generate a higher yield if I deposit a large amount of BTC?

Yes, Hodlnaut offers fixed-term loans for users who are able to deposit a minimum of 25 BTC.

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