Hodlnaut’s Tiered Interest Rates Explained

First published
August 5, 2021
Last updated
July 13, 2022

As a company, Hodlnaut's primary aim is to offer the best risk management policies while ensuring maximized earning opportunities for users. Thus, we take a dynamic approach towards our open-term interest rates for our Hodlnaut Interest Accounts.

Due to the unpredictability of the market, the dynamic approach allows us to stay competitive whilst maintaining company sustainability. This means that interest rates will be reviewed on a monthly basis. An announcement of the latest interest rates will be done with a minimum of three days before any implementation of revised rates.

Hodlers can earn interest in the crypto asset of their choice from the six supported assets: BTC, ETH, USDC, USDT, WBTC and DAI. With effect from 8 July 2022, the new rates and tiers are as follows:

Unsure of how it works? We break it down for you.

If Bob deposits 2 BTC, he will earn an interest of 4.08% APY for 0.1 BTC. He will then earn 3.25% APY for the next 0.9 BTC, and 1.61% APY for the remaining 1 BTC.

Essentially, the deposits will be broken down to fit the corresponding tiers. This would mean that users can now earn up to 7.25% APY on their crypto assets. The interest will be calculated at the end of every day and deposited to the user’s account every Monday, 5 pm (GMT +8).

If you have any questions, do feel free to reach out to us by sending an email to support@hodlnaut.com and we’ll get back to you as soon as possible.

Disclaimer: By using Hodlnaut, users expressly acknowledge and agree to the Terms of Use listed on our website at www.hodlnaut.com. This includes the relevant risk warnings applicable to you as a user of Hodlnaut's services, prior to/when carrying out Digital Payment Token (DPT) transactions. This article is for informational purposes only, and is not an offer nor a solicitation to invest in DPT, securities, funds, partnership interests or other investments or funding or purchasing loans. It is the user's sole responsibility to conduct due diligence and research extensively into each DPT and platform, and understand that the volatility and unpredictability of the price of DPT may result in significant loss over a short period of time. No information on Hodlnaut should be considered to be business, legal, financial or tax advice regarding the use of Hodlnaut. Users should consult their own legal, financial, tax or other professional advisors before using Hodlnaut. Please refer to our website at https://www.hodlnaut.com/tos for the full Terms of Use.

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