Blockchain

We explore all things Blockchain with detailed guides and tips from our experienced team to help our users better navigate this industry.

Blockchain

Guides

All Crypto Guides >>
What is KYC and Why is it Important?
Blockchain

What is KYC and Why is it Important?

August 25, 2020
Cryptocurrency Margin Trading
Blockchain

Cryptocurrency Margin Trading

November 12, 2020
What is a hard fork
Blockchain

What is a hard fork

January 13, 2021
What is Cryptocurrency?
Blockchain

What is Cryptocurrency?

February 22, 2021
What is Blockchain?
Blockchain

What is Blockchain?

April 7, 2021

Blockchain

Tips

All Crypto Tips >>

Blockchain integrations

At Hodlaut we have extensive expertise throughout blockchain, integrating the leading networks and currencies with our interest accounts. To support our platforms we work with industry leading providers in crypto insurance, custody and KYC to ensure the more effective solutions and security for our customers.

Related links

Nexus Mutual Insurance

Bitgo Crypto Custody

Onfido KYC

Crypto Guides

Blockchain Interest & Currencies

Our interest accounts support growth of cryptocurrencies, where our corporate lending across the leading blockchain networks sees the returns passed on to our account holders.

6.2%

APY

BTC

10.5%

APY

DAI

6.7%

APY

ETH

10.5%

APY

USDC

10.5%

APY

USDT
Interest & Fees

These are our effective annual interest rates, which take into account the compounding effect every week.

How can we afford to pay the interest?

We lend out the assets we receive to established and vetted financial institutions that pay an interest rate. As for the attractive interest rates, we analyze supply and demand on our available crypto assets to set a fluctuating interest rate that adjusts as market conditions change. Also, we take earnings from our previous months into consideration.

How do corporate crypto loans work?

Because they are generally structured in more complex ways depending on the lender, the terms and conditions may differ. Please contact us at support@hodlnaut.com with a brief description of your company and what you're looking to borrow.

How do I earn interest on Bitcoin?

Simply make a deposit of any amount into your account and you will start earning interest immediately! Interest is paid out every Monday, 5 PM (GMT +8).

Are there any crypto interest limits?

There are no limitations; you can deposit any amount, and all balances earn interest.

Can I deposit fiat currencies in my account?

No, we only accept crypto deposits. Currently, we have decided not to pursue the option to allow users to deposit fiat currency due to uncertainty in regulatory requirements.

What currency is interest paid in?

Interest is earned and paid out in-kind (in other words, in the same cryptocurrency that you have placed in Hodlnaut).

When will my interest account start earning interest?

Interest is earned immediately after being deposited into your Hodlnaut account.

How do you determine market interest rates?

Interest rates are evaluated based on market demand and our earnings from the previous month. While Hodlnaut aims to keep interest rate stable, it is subject to change.