The Advantages of Using Hodlnaut to Earn Crypto Interest

First published
March 15, 2022
Last updated
June 3, 2022

It is no secret that cryptocurrency has always been known for its price volatility. Over the past year alone, we have seen Bitcoin achieve its all-time high (ATH) in 2021, as values exceeded over US$65,000, while also dipping to a range of US$30,000 earlier this year. As such, many hodlers have introduced additional methods to earn continuously with their crypto investments to hedge against market fluctuations. 

One such way is by depositing their crypto assets into crypto savings accounts. Similar to traditional banks, crypto savings accounts allow users to earn interest on their digital assets. The upside: the interest rates offered are likely to be higher than that of traditional banks. Though there is a slew of other platforms in the market, one that hodlers can definitely consider is Hodlnaut. 

Hodlnaut in a Nutshell

Hodlnaut is a Singapore-based crypto lending and borrowing platform founded in 2019 by Bitcoin maximalists Juntao Zhu and Simon Lee. The platform allows users to earn more on their digital currencies and maximize their productivity. What makes Hodlnaut a standout among its competitors is its high interest rates of up to 9.41% APY. The assets supported by the platform include BTC, ETH, USDC, USDT, WBTC, DAI. 

Hodlnaut Interest Rates

The Advantages of #HodlingwithHodlnaut

Besides offering some of the highest interest rates of up to 9.41%, Hodlnaut is a platform that is equipped with many other additional features to help hodlers achieve maximized gains with their crypto assets. Moreover, the simple and easy-to-use platform that is available on the web, iOS, and Android mobile applications is a huge plus for crypto beginners too. 

Ahead, we take a look at 4 advantages of, well, #hodlingwithHodlnaut. 

Earn in the Currency of Your Choice

Hodlnaut offers both Token Swap and Preferred Interest Payout functions to provide users with more flexibility and control over their crypto assets. The former allows users to swap tokens seamlessly while rebalancing their asset holdings without leaving the platform - and yes, without any additional costs. This allows for a more effortless and fuss-free user experience as they don’t have to spend on transactions between wallets. 

The latter, on the other hand, enables users to choose the currency in which they prefer earning in. This means that even if a user deposits BTC, they can opt to earn in any of the six supported currencies such as ETH or USDC. 

This feature acts as a great alternative for investors to hedge against any price fluctuations since they are now able to earn in stablecoins, which offers a higher interest rate. Additionally, users can also utilize this tool to help them diversify their portfolios easily and quickly.  

Users are Entitled to One Free Withdrawal a Month

One of the perks of using Hodlnaut is that users are entitled to one free withdrawal per calendar month. However, do note that this feature will only be enabled 30 days after a new user has made an initial deposit. 

With this function, users can save on the additional withdrawal fees to allow them to earn maximized returns on their crypto assets.

Refer and Earn More Rewards

On top of earning interest on the deposited crypto assets, Hodlnaut also offers a User Referral Program to allow users to earn when they refer their friends to the platform. Through the program, both the parent referrer and child referee will be able to earn 30 USDC each, as long as certain requirements are met.

The requirements are as follows.

  • Sign up with the parent referrer’s unique referral link and receive KYC approval
  • Deposit US$1,000 or more in any of our supported assets to qualify
  • The qualifying deposit must be done in a single transaction and from an external wallet
  • The qualifying deposit must be completed within one week of an optional test deposit  
  • Maintain a minimum US$1,000 account balance for 31 consecutive days

For more information on the User Referral Program, check out the link here. 

An Easy-to-Use and Informative Platform

Cryptocurrency is indeed a complex topic, and thus, Hodlnaut ensures that all users have easy access to the resources they need to learn and understand more about cryptocurrency through its informative articles. 

The Hodlnaut Resource is a dedicated page with articles that cover topics across the entire Defi and blockchain ecosystem, from interest accounts to loans and borrowing, and guides for using cryptocurrencies. It is updated regularly to ensure users are informed on the latest news and happenings within the crypto and blockchain space.

Furthermore, Hodlnaut’s user interface is relatively simple, straightforward, and easy to use to cater to all types of crypto investors from beginners to pros. Hodlnaut is also available on both the iOS and Android mobile applications, making earning passive income more accessible anywhere, anytime. 

Plus, it has Security Features to Ensure Safety

Hodlnaut has also taken various measures to ensure that users’ deposited funds are secured through added security functions. This includes mandatory two-factor authentication and Fireblocks integration. Furthermore, users can withdraw funds to only whitelisted addresses, preventing any potential hacks and external threats. 

Hodlnaut also provides an optional custody cover known as the Nexus Mutual Custody Cover. This will allow users to purchase a custody cover on their crypto assets. Though it is not mandatory, Hodlnaut has put in place this option to provide users with an alternative to safeguard their funds. 

In terms of licenses, Hodlnaut is certified by the Singapore Fintech Association, a credential recognized by the Monetary Authority of Singapore (MAS). Plus, it is actively pursuing a license application with the MAS to become the first regulated entity in Singapore in the crypto lending and borrowing space. 

Now, it’s Time to Start #HODLing with Hodlnaut

With all these advantages, Hodlnaut positions itself as an ideal option for those - yes, beginners and pros alike - crypto users who plan on earning more on their crypto assets. Its simple signup process and user-friendly interface make it easy to use for any individual. In addition, interest fees at Hodlnaut are among the highest in the market, allowing individuals to make the most out of their crypto. 

Bonus: the platform also features additional functions and products that serve to value add users’ experience on Hodlnaut.

Start making smarter financial decisions by earning more on your crypto with Hodlnaut. Sign up for a free account here and feel free to drop us an email at should you have any questions.

Disclaimer: By using Hodlnaut, users expressly acknowledge and agree to the Terms of Use listed on our website at This includes the relevant risk warnings applicable to you as a user of Hodlnaut's services, prior to/when carrying out Digital Payment Token (DPT) transactions. This article is for informational purposes only, and is not an offer nor a solicitation to invest in DPT, securities, funds, partnership interests or other investments or funding or purchasing loans. It is the user's sole responsibility to conduct due diligence and research extensively into each DPT and platform, and understand that the volatility and unpredictability of the price of DPT may result in significant loss over a short period of time. No information on Hodlnaut should be considered to be business, legal, financial or tax advice regarding the use of Hodlnaut. Users should consult their own legal, financial, tax or other professional advisors before using Hodlnaut. Please refer to our website at for the full Terms of Use.

Put Your Crypto to Work!
Earn Passively with Hodlnaut

Join Now
Hodlnaut Crypto Interest Account