Hodlnaut Account User Guide

October 14, 2021

Congratulations! You are now officially a hodler and ready to make the most out of your crypto. And one of the easiest ways to generate yield from your crypto is by depositing it into a Hodlnaut Interest Account. Earn passive income up to 12.73% APY with Hodlnaut. We’re an interest-earning and lending platform based in Singapore that allows users to earn attractive interest rates. 

You can view the tiered interest rates here.

If you haven’t signed up with us, you can do it here. It takes minutes to create an account, and once you’ve passed our Know-Your-Customer (KYC) verification process, you can begin earning interest immediately. 

As a new user at Hodlnaut, you might be wondering how things work and needing further guidance. Well, this Hodlnaut Account User Guide is just for you!

This guide will help you get to know our platform better and detailing the steps on things like how to withdraw and deposit coins, check your account balance and transaction history, as well as swapping tokens within the platform. Let’s get started!

Login to Hodlnaut 

Head to our website at www.hodlnaut.com and navigate to our login page on the top right.  Insert your email address and password. Click login. 

Login with Your Email Address and Password

In case you haven’t created an account, you can sign up for a new account by quickly entering your First Name, Last Name, Email address and creating a password. It is advisable to create a strong password that is unique to your Hodlnaut account. 

Your Hodlnaut account will be up and running in no time! 

Sign up for a new account by quickly

My Account: Account Overview, Balances Overview, and Transactions 

The first tab after you log in is “My Account.” You will see Total Account Value; Total Interest Paid, Pending Interest Payout, and the Next Payout Date in the account overview. 

This information is displayed in BTC by default. However, you can choose to view the amount in BTC, ETH, SGD, and USD. 

Account Overview

On the Account Overview, you can see Total Account Value, Total Interest Paid, and the Pending Payout. If you’re unsure about the definitions, here’s a quick explanation for your reference. 

  • Total Account Value: Current total value in your account.
  • Total Interest Paid: Cumulative interest paid to date.
  • Pending Interest Payout: Estimated pending interest to be paid on the next payout date.
  • Next Payout Date: The date on which your weekly interest payment will be made. 

Note: The Pending Interest Payout is shown in real-time, and it increases gradually. 

Balances Overview 

This section displays the asset concerned, APR/APY rates, the pending payout, available balance, and the value. 

Note: The Annual Percentage Yield (APY) considers compound interest, but the Annual Percentage Rate (APR) does not.

You can sort the balance overview by ascending or descending order by simply clicking on the column heading of the column. 

Balance Overview



As the name suggests, the transactions section has a list of all transactions you have made so far. On your left, you can see the description of each transaction. It includes information like the type of crypto, date of transaction, and time of transaction. Likewise, on the right, you can see the corresponding amount. 

The value mentioned in the bracket is the currency for which the transaction list is visible. It will change if you choose a different currency from the drop-down mentioned above. 


Note: You can download the transaction history by clicking on the download icon on the top right, as shown below. Once you click on the icon, you can then export the list in a .CSV format, and the spreadsheet will be saved on your computer. 

Download The Transaction History

The next tab right next to “My Account” is “Deposit/Withdrawal.” Let us understand how the interface works. 


When you click on the Deposit/Withdrawal tab, you will see the Deposit option followed by the Withdrawal option. 

How to Deposit crypto? 

There are two ways where you can deposit crypto funds into your Hodlnaut account. Firstly, you can copy and paste the Hodlnaut crypto wallet of your choice to the exchange or wallet where you want to send the crypto from. You can also scan the QR code that contains your address from the exchange or wallet to initiate the transfer. You can deposit the crypto of your choice using the drop-down shown on the left. 

Note: The deposits you make are entitled to interest, and the interest rate is the sole discretion of the company. 

Deposit Crypto

While depositing the amount, you will have to verify your account to make the deposit. You also need to enable two-factor authentication, i.e., 2FA, on your account to keep it secure. Need help with your KYC verification? We’ve written the step-by-step guide for you and you can check it out here

Verify Account to Deposit
User Settings

How to Make a Withdrawal?

To withdraw the crypto of your choice, you can simply select it from the drop-down menu on the left. Next, you can insert the recipient’s name, the wallet address where you want to send to, and amount to be withdrawn. You can also see the available funds on your account and if you wish to transfer all amount, simply click on the value and it’ll be copied to the Amount section. 

Withdraw The Crypto


The third tab from the left is the Statements tab. Click on it to view your interest statement. You can choose the cryptocurrency for which you want to view the interest statement. Next up, you need to select the date bracket for which you wish to view the statement by clicking on the date range. 

The statement depicts the date, interest rate (APR), balance, and interest earned. You can also see the total amount at the bottom right corner.  


The affiliate tab shows the affiliate program of Hodlnaut. You can refer your friends to Hodlnaut and earn 10% from your friend’s interest as commission rewards. The affiliate program also offers a free US$20 to your friend when they deposit US$1000 in a single transaction as their first deposit or within 1 week from their first deposit.

The bonus payout will be paid in the same asset deposited. 

All you need to do is to copy the referral link and share it with your friend. 

You can click on the top right button to see how many friends you have referred and how much you have earned. 

Token Swap 

The token swap feature allows you to trade between different assets within the Hodlnaut platform. It essentially gives you the ability to choose the type of asset in which you want to earn interest.

Using token swap is very easy. Choose the tokens you want to swap via the drop-down option and enter the amount you would like to pay. 

Type the amount you want to pay, and it will show you the amount you will receive in the other token. You can then click on Review Quote to review the details and place an order within 30 seconds for the transaction to be successful.  


You can also check the detailed guide on the Token Swap feature to understand how it works. 

We hope that the User Guide helps you get familiar with the platform. In case you have any further queries, you can always contact us at support@hodlnaut.com or visit us at https://www.hodlnaut.com/


Hodlnaut is a platform that provides financial services for individual investors where they can earn interest on their cryptocurrencies by lending to institutions. Users can deposit their crypto assets into a Hodlnaut Interest Account and earn favorable interest rates.

Our current interest rates are 7.46% APY for BTC, WBTC, and ETH, 8.32% for DAI, and 12.73% for USDC and USDT. Sign up for an account today and start earning interest on your crypto!

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